
pbz card makes google pay available for premium visa cardholders
PBZ Card is now launching Google Pay for Premium Visa cardholders thus offering clients an additional method of contactless payment.
Secure & Easy Payments with Google Pay
In April 2020, PBZ Card introduced its Premium Visa clients an additional payment method – Google Pay.
Users only have to download the app on their Android smartphones version 5.0 (Lollipop) or higher. To be able to download and use Google
Pay, the smartphone must have the NFC module and a pre-installed, unmodified
Android operating system.
Users can add one or more of their Premium Visa cards: Premium Visa Infinite, Premium Visa Platinum, Premium Visa Gold, or Visa Business Platinum. There is no limit on the number of cards users can have in the app! Users can also use one card on multiple devices.
And then, the payments go smoothly –whether paying in-store or online.

For paying in-store,
users just have to tap their phone on the POS terminal and authenticate the
transaction. For transactions under 250 HRK, users don't have to enter a PIN or
even open the app.
When it comes to
security, users are protected by the so-called PAN tokenization. Even the merchants
don't get customers' card numbers. Additionally, the card information is not stored
by Google Pay on the phone.
Tokenization is the process of turning a meaningful piece of data, such as an account number, into a random string of characters called a token that has no meaningful value if breached.
Tokens serve as a reference to the original data, but cannot be used to guess those values. That’s because, unlike encryption, tokenization does not use a mathematical process to transform the sensitive information into the token which makes the “encryption” irreversible.
There is no key or algorithm that can be used to derive the original data for a token.
Contactless becoming more important than ever
In the circumstances we are all facing now as a result of the COVID-19 pandemic, contactless payment methods have become more important than ever. They are even saving people by decreasing the chance of germ spreading. Even the World Health Organization advises to use contactless payments wherever possible, and use less cash.
These times are also showing how banks and financial institutions have to adapt and put the safety of their clients in the first place. Privredna Banka Zagreb and PBZ Card introduced several very significant measures to help their clients in these challenging times. One of these initiatives is certainly offering an additional contactless payment method.